Salary & Tax (India)
Decode your CTC, compare tax regimes, and check HRA and GST.
- Salary (CTC → In-Hand)Convert your annual CTC into monthly and annual in-hand (take-home) salary for India. See the full breakup — basic, employer PF, gratuity, gross, employee PF, professional tax and new-regime FY2025-26 income tax — with adjustable basic %, PF basis and tax basis.
- Salary HikeCalculate a salary hike three ways: find your new salary after a raise, work out the hike percentage between an old and new salary, or back-calculate the old salary from a new figure — plus the increment amount. Hike % = ((New − Old) ÷ Old) × 100, works in any currency, gross pre-tax figures.
- Tax RegimeCompare India's old and new income tax regimes for FY 2025-26, see your tax under both, your savings, and which regime to choose.
- HRA ExemptionCalculate the House Rent Allowance exempt from income tax in India under Section 10(13A) read with Rule 2A — the least of actual HRA received, rent paid minus 10% of salary, and 50% (metro) / 40% (non-metro) of salary. See which limb caps your exemption and how much HRA stays taxable. Old tax regime only.
- GSTAdd GST to a price or reverse it out of a GST-inclusive total, and see the CGST + SGST (intra-state) or IGST (inter-state) split for any rate — 5%, 12%, 18%, 28% or custom.